Phillips 66 Company

2018 Benefits Enrollment

Benefits Enrollment allows you the opportunity to enroll in the benefits that are right for you in 2018. Review the information on this page to ensure you are informed about your benefit options and select the right coverage for you and your family.

Enroll 30 days from your date of hire

You will have 30 days from your hire date to enroll in your 2018 benefits. Once you have completed your New Hire enrollment event you will have an additional 30 days to enroll in your 2019 benefits. You can enroll online at Your Benefits Resources® or over the phone at 800-965-4421.


Active Employees

Benefits Enrollment is your opportunity to make changes to your health and welfare coverage for the coming benefits year. Please review the plans carefully and make sure you are enrolled in plans that best fit the needs of you and your family.

Review

Review the 2018 Benefits Enrollment information to learn about the options available to you and your family.

Enroll

There are multiple ways to enroll:

REMINDER, each year during Benefits Enrollment you must:

  • Complete your tobacco attestation if you currently have or enroll in Supplemental Life Insurance. If you don’t, you’ll pay higher tobacco rates in 2018 for the entire year.
  • Enroll in the Flexible Spending Account (FSA) — if you wish to participate in the Health Care FSA and/or Dependent Care FSA.

2018 Benefits Enrollment Information

For details regarding 2018 Annual Benefits Enrollment, see the 2018 Annual Benefits Enrollment Guide. For more information about your available coverage, see the links below. Please note that many of our plans have the same or similar terms, which are located in the separate Other Information booklet. The plans noted with an * include the Other Information SPD and respective Summary of Material Modification (SMM) documents, which together compose the plan’s Summary Plan Description.

Medical

2018 Summary of Benefits and Coverage (SBC)

Dental

Vision

Flexible Spending Plan

Life Insurance

Accidental Death & Dismemberment

Disability

Your good health is important to us, so we provide services through Grand Rounds to provide access to expert medical care and advice and Well-Being Programs for resources to keep you feeling your best.

Pre-65 Retirees

Phillips 66 offers the following medical options:

  • HDHP Option — The HDHP option offers a lower employees contribution for coverage, with a higher annual deductible and you have a higher annual deductible and out-of-pocket maximum, but pay lower employee contributions, and you have the option to contribute to a Health Savings Account (HSA) for extra savings on taxes and out-of-pocket healthcare expenses.
  • Preferred Provider Organization (PPO) Option — The PPO option offers a higher employees contribution for coverage, with a lower annual deductible.
  • Public Health Care Exchange (Exchange) — You have the option to obtain medical coverage through the Exchange, created as part of Health Care Reform. The options available on the Exchange will vary based on where you live. Phillips 66 has partnered with Health Coverage Resources, a service designed to educate and help you enroll in the coverage that meets your needs. Visit Health Coverage Resources for details.

Review

Review the 2018 Benefits Enrollment information to learn about the options available to you and your family.

Enroll

There are multiple ways to enroll:

Coverage through the Exchange

In addition to the retiree medical options described in this section, retirees eligible for the Phillips 66 retiree medical account (RMA) may use their credits to purchase coverage through a public health insurance exchange. The options available on the exchange will vary based on your Medicare eligibility and where you live. Phillips 66 retirees can access resources to help identify options available to them by contacting Health Coverage Resources.

IMPORTANT ENROLLMENT DATES

  • Phillips 66 Annual Benefits Enrollment: October 27 – November 17, 2017
  • Exchange Enrollment: November 1 – December 15, 2017
  • Medicare Enrollment: October 15 – December 7, 2017

Pre-65 Retiree 2018 Benefits Enrollment Information

The links below include more information about your available coverage. Please note that many of our plans have the same or similar terms, which are located in the separate Other Information booklet. The plans noted with an * include the Other Information SPD and respective SMM documents, which together compose the plan’s Summary Plan Description.

Medical

2018 Summary of Benefits and Coverage (SBC)

Your good health is important to us, so we provide services through Grand Rounds to provide access to expert medical care and advice.

COBRA

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) may allow you and/or your dependents to continue medical, dental, vision, and Resources for Living coverage if that coverage is lost due to a “qualifying event,” (for example, you leave the company, you and your spouse divorce or your child reaches the plan’s upper age limit). You pay the full cost for COBRA coverage.

Review

Review the information below to learn about the options available to you and your family.

Enroll

There are multiple ways to enroll:

IMPORTANT ENROLLMENT DATES

  • Phillips 66 Annual Benefits Enrollment: October 27 – November 17, 2017
  • Exchange Enrollment: November 1 – December 15, 2017

COBRA 2018 Benefits Enrollment Information

The links below include more information about your available coverage. Please note that many of our plans have the same or similar terms, which are located in the separate Other Information booklet. The plans noted with an * include the Other Information SPD and respective SMM documents, which together compose each plan’s Summary Plan Description. The Other Inforamtoin booklet also includes details on COBRA continuation coverage.

Medical

2018 Summary of Benefits and Coverage (SBC)

Dental

Vision

Resources for Living

Your good health is important to us, so we provide services through Grand Rounds to provide access to expert medical care and advice.

Expats, Inpats and NCNRs

If you’re an expat, inpat or non-U.S. Citizen, non-U.S. Resident (NCNR) employee, we’ve compiled information about your medical plan and dental option and how much you can expect to pay for your health care benefits, which are provided through Cigna Global Health Benefits.

Review

Review the information below to learn about the options available to you and your family.


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