Phillips 66 Company

Retiree Medical

The retiree medical options for which you’re eligible are based on your age and whether you’re eligible for Medicare. You and a dependent will have different retiree medical options if you’re eligible for Medicare and your dependent is not (or vice versa) or if one of you is under age 65 and the other is age 65 or over. You should notify the Benefits Center 90 days prior to a change in your or your dependent’s Medicare eligibility.

Health & Well-Being Tools

The links below will help with reviewing your options:


Retiree Medical Premiums

Your cost for retiree medical coverage is based on the plan option and level of coverage you elect. Your premiums will be different if you’re eligible for Medicare and your dependent is not (or vice versa) or if one of you is under age 65 and the other is age 65+. Please contact the Benefits Center for information.

See the monthly premiums below (effective January 1, 2017 to December 31, 2017) to compare plan pricing:

2017 Consumer Plan and PPO Plan Retiree Monthly Premiums
Plan You only or Spouse only You + spouse You, spouse and child(ren) You + child(ren)
or
Spouse + child(ren)
Children
Retiree Cost
Consumer Plan $783.00 $1,567.00 $1,802.00 $1,019.00 $235.00
PPO Plan $1,351.00 $2,702.00 $3,107.00 $1,756.00 $405.00
For Medicare-eligible retirees and dependents who are age 65 or over
Post-65 Plan You must inform the Benefits Center (1-800-965-4421) within 30 days if you or a covered dependent becomes eligible for Medicare for any reason. Your coverage options may change as a result of Medicare eligibility, and the Benefits Center will help you understand those options and the premiums, including the option to enroll in Medicare Part D and elect medical-only coverage under the Phillips 66 Plan.
2017 Kaiser Permanente HMO Retiree Monthly Premiums*
Plan You only or Spouse only You + spouse You, spouse and child(ren) You + child(ren)
or
Spouse + child(ren)
Children
Pre-65 HMO coverage $924.32 $2,033.51 $2,772.98 $1,848.65 $924.32
Medicare-eligible HMO coverage Contact Kaiser at (800) 464-4000 or online at www.kaiserpermanente.org if you or a covered dependent are eligible for Medicare.

Click here for complete Retiree Monthly Premiums.

*Only available for retirees who live in the HMO’s service area in California.

If One of You Is Under Age 65 and the Other is Age 65 or Older

Your retiree medical coverage is based on your age and whether you’re eligible for Medicare. You and a dependent may each have different retiree medical coverage if you’re eligible for Medicare and your dependent is not (or vice versa) or if one of you is under age 65 and the other is age 65 or older. You should notify the Benefits Center 90 days prior to a change in your or your dependent’s Medicare eligibility.


Retiree Medical Account

If you were hired prior to January 1, 2013, you may have credits in a Retiree Medical Account (RMA) to help offset the cost of premiums.

Coverage through the Exchange

In addition to the retiree medical options described in this section, retirees eligible for the Phillips 66 retiree medical account (RMA) may use their credits to purchase coverage through a public health insurance exchange. The options available on the exchange will vary based on your Medicare eligibility and where you live. Phillips 66 retirees can access resources to help identify options available to them by contacting Health Coverage Resources.


Consumer Plan (For retirees and dependents who are NOT eligible for Medicare)

With a Consumer Plan, you have a higher annual deductible and out-of-pocket maximum, but pay lower monthly contributions. In addition, you have the option to contribute to a health savings account (HSA) for extra savings on taxes and out-of-pocket healthcare expenses.

Plan Highlights

Mental Health and Substance Abuse

Mental Health and Substance Abuse services are provided by your insurance carrier.

Aetna
Phone: (855) 267-4184
Website: Aetna Navigator
BCBS
Phone: (855) 594-4233
Website: BCBS

Using the Plan

Use the links below to access plan benefits and services.

Aetna

Contacts

Aetna – Locate network providers, obtain ID cards and access claims information
Phone: (855) 267-4184
Website: Aetna Navigator
Aetna Informed Health® Line – 24 Hour Nurseline
Phone: (800) 556-1555

BCBS

Contacts

BCBS – Locate network providers, obtain ID cards and access claims information
Phone: (855) 594-4233
Website: BCBS
BCBS – 24 Hour Nurseline
Phone: (800) 581-0368

Medical Carriers by Location

The health plan carrier available to you is based on where you live.

Map of Aetna vs. BCBS   • Texas Zip Code List


Electing Retiree Medical Coverage

If you become eligible for Retiree medical coverage, contact:

  1. Online: Logon to Your Benefits Resources (YBR)
  2. Phone: Call the Benefits Center at (800) 965-4421

For more information regarding enrollment and eligibility contact the Benefits Center.


Telemedicine

Available through your carrier, telemedicine gives you 24/7 access to a national network of U.S. board-certified doctors at a low cost.

Aetna Teladoc

Contacts

Phone: (855) 835-2362
Website: Teladoc
Guide: Teladoc Guide
Fee: $40*

*Before meeting your deductible. Additional fees may apply

BCBS MDLIVE

Contacts

Phone: (888) 680-8646
Website: MDLIVE
Guide: MDLIVE Guide
Fee: $40*

*Before meeting your deductible. Additional fees may apply

Minute Clinics

Minute Clinics are walk-in medical clinics staffed by nurse practitioners and physician assistants who specialize in family health care. No appointment is needed. If you’re enrolled in the Consumer Plan, you pay a reduced fee for services. If you’re enrolled in the PPO Plan, you pay a $15 copayment for services. Locate a Minute Clinic.


Second Opinion & Expert Advice Service

Grand Rounds and Centers of Excellence (COE) provide access to expert medical advice and the best care from leading doctors.

Grand Rounds

Grand Rounds’ services, available at no cost to those enrolled in the Phillips 66 medical plans, can be used when you need to see a doctor with expertise in treating your condition, want an expert second opinion or are already hospitalized and want extra support from a Grand Rounds care team.

Phone: (844)-339-6732
Website: Grand Rounds
Video: Grand Rounds Video

Centers of Excellence (COE)

COEs are facilities that your provider has designated for delivering clinically proven specialty health care. Details are available on your provider site.

Aetna: Aetna Institutes of Quality®
BCBS: Blue Distinction Center*

*Only BDC+ centers qualify for reduced coinsurance.


PPO Plan (For retirees and dependents who are NOT eligible for Medicare)

With a PPO Plan, you have a lower annual deductible and out-of-pocket maximum, but pay higher employee contributions.

Plan Highlights

Mental Health and Substance Abuse

Mental Health and Substance Abuse services are provided by your insurance carrier.

Aetna
Phone: (855) 267-4184
Website: Aetna Navigator
BCBS
Phone: (855) 594-4233
Website: BCBS

Using the Plan

Use the links below to access plan benefits and services.

Aetna

Contacts

Aetna – Locate network providers, obtain ID cards and access claims information
Phone: (855) 267-4184
Website: Aetna Navigator
Aetna Informed Health® Line – 24 Hour Nurseline
Phone: (800) 556-1555

BCBS

Contacts

BCBS – Locate network providers, obtain ID cards and access claims information
Phone: (855) 594-4233
Website: BCBS
BCBS – 24 Hour Nurseline
Phone: (800) 581-0368

Medical Carriers by Location

The health plan carrier available to you is based on where you live.

Map of Aetna vs. BCBS   • Texas Zip Code List


Electing Retiree Medical Coverage

If you become eligible for Retiree medical coverage, contact:

  1. Online: Logon to Your Benefits Resources (YBR)
  2. Phone: Call the Benefits Center at (800) 965-4421

For more information regarding enrollment and eligibility contact the Benefits Center.


Telemedicine

Available through your carrier, telemedicine gives you 24/7 access to a national network of U.S. board-certified doctors at a low cost.

Aetna Teladoc

Contacts

Phone: (855) 835-2362
Website: Teladoc
Guide: Teladoc Guide
Fee: $15*

*Additional fees may apply

BCBS MDLIVE

Contacts

Phone: (888) 680-8646
Website: MDLIVE
Guide: MDLIVE Guide
Fee: $15*

*Additional fees may apply

Minute Clinics

Minute Clinics are walk-in medical clinics staffed by nurse practitioners and physician assistants who specialize in family health care. No appointment is needed. If you’re enrolled in the Consumer Plan, you pay a reduced fee for services. If you’re enrolled in the PPO Plan, you pay a $15 copayment for services. Locate a Minute Clinic.


Second Opinion & Expert Advice Service

Grand Rounds and Centers of Excellence (COE) provide access to expert medical advice and the best care from leading doctors.

Grand Rounds

Grand Rounds’ services, available at no cost to those enrolled in the Phillips 66 medical plans, can be used when you need to see a doctor with expertise in treating your condition, want an expert second opinion or are already hospitalized and want extra support from a Grand Rounds care team.

Phone: (844)-339-6732
Website: Grand Rounds
Video: Grand Rounds Video

Centers of Excellence (COE)

COEs are facilities that your provider has designated for delivering clinically proven specialty health care. Details are available on your provider site.

Aetna: Aetna Institutes of Quality®
BCBS: Blue Distinction Center*

*Only BDC+ centers qualify for reduced coinsurance.


Pre-65 Medicare-eligible Plans (For retirees and dependents who are under age 65 and eligible for Medicare)

The Medicare-eligible PPO Plan is identical to the PPO Plan available to non-Medicare-eligible retirees. No matter which plan you choose, it assumes you’re enrolled in Medicare and doesn’t pay benefits for expenses that are covered by Medicare. Also, if you’re enrolled in Medicare Part D, you can elect to waive prescription drug coverage under the Medicare-eligible PPO Plan in exchange for a lower monthly premium.

Note: For retirees and dependents who are under age 65 and eligible for Medicare, you CANNOT enroll in the Consumer Plan. Your ONLY option is the Medicare-eligible PPO Plan – or if you live in California within the HMO’s service area, you can enroll in the Kaiser Permanente HMO by contacting Kaiser directly.

Plan Highlights

Mental Health and Substance Abuse

Mental Health and Substance Abuse services are provided by your insurance carrier.

Aetna
Phone: (855) 267-4184
Website: Aetna Navigator
BCBS
Phone: (855) 594-4233
Website: BCBS

Electing Retiree Medical Coverage

If you become eligible for Retiree medical coverage, contact:

  1. Online: Logon to Your Benefits Resources (YBR)
  2. Phone: Call the Benefits Center at (800) 965-4421

For more information regarding enrollment and eligibility contact the Benefits Center.


Telemedicine

Available through your carrier, telemedicine gives you 24/7 access to a national network of U.S. board-certified doctors at a low cost.

Aetna Teladoc

Contacts

Phone: (855) 835-2362
Website: Teladoc
Guide: Teladoc Guide
Fee: $15*

*Additional fees may apply

BCBS MDLIVE

Contacts

Phone: (888) 680-8646
Website: MDLIVE
Guide: MDLIVE Guide
Fee: $15*

*Additional fees may apply

Minute Clinics

Minute Clinics are walk-in medical clinics staffed by nurse practitioners and physician assistants who specialize in family health care. No appointment is needed. If you’re enrolled in the Consumer Plan, you pay a reduced fee for services. If you’re enrolled in the PPO Plan, you pay a $15 copayment for services. Locate a Minute Clinic.


Second Opinion & Expert Advice Service

Grand Rounds and Centers of Excellence (COE) provide access to expert medical advice and the best care from leading doctors.

Grand Rounds

Grand Rounds’ services, available at no cost to those enrolled in the Phillips 66 medical plans, can be used when you need to see a doctor with expertise in treating your condition, want an expert second opinion or are already hospitalized and want extra support from a Grand Rounds care team.

Phone: (844)-339-6732
Website: Grand Rounds
Video: Grand Rounds Video

Centers of Excellence (COE)

COEs are facilities that your provider has designated for delivering clinically proven specialty health care. Details are available on your provider site.

Aetna: Aetna Institutes of Quality®
BCBS: Blue Distinction Center*

*Only BDC+ centers qualify for reduced coinsurance.


Post-65 Medicare-eligible Plans (For retirees and dependents who are age 65 or over and ARE eligible for Medicare)

If you are over age 65 and eligible for Medicare, you can learn more about the coverage options available to you by contacting the Benefits Center at (800) 965-4421 or the Aon Retiree Health Exchange directly at: (844) 335-9044, Health Coverage Resources.

Note: If you’re age 65 or over and NOT eligible for Medicare, you may continue coverage in the Consumer Plan or PPO Plan as outlined above.


Electing Retiree Medical Coverage

If you become eligible for Retiree medical coverage, contact:

  1. Online: Logon to Your Benefits Resources (YBR)
  2. Phone: Call the Benefits Center at (800) 965-4421

For more information regarding enrollment and eligibility contact the Benefits Center.


Important Plan Information

Please note that many of our plans have the same or similar terms, which are located in the separate Other Information booklet. To fully understand this plan, it’s important that you review both booklets noted with an “*” and the Other Information booklet and SMMs, which together compose the plan’s Summary Plan Description.

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