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Our company-provided pension benefit — combined with Social Security, any benefit you have from the Phillips 66 Savings Plan and your own personal savings and investments — can help you plan for retirement. Read on to learn more.

Pension Highlights

  • After years of anticipation, retirement is just around the corner! Choosing how and when to start your Phillips 66 pension benefit is an important milestone that involves specific actions you need to take. So before you hit the beach or the golf course or the garden, take a moment to read the applicable guide below.

Pension Details

Whether you’re covered under the Cash Balance Account or under a heritage pension plan, the SPDs below will tell you what you need to know about your pension benefit. We’ve also included quick links to interest rates, the annual funding notice and information to designate or make changes to your pension beneficiaries.