Phillips 66 Company

2024 U.S. Benefits Enrollment

Annual Enrollment is a time to re-assess your and your family’s health care needs and either continue with your current benefit selections or adjust accordingly. Take time to review the resources available to you so you can make an informed decision about your 2024 benefit elections.

Enrollment ends online at midnight Central time (or at 6 p.m. Central time if by phone) on Friday, Nov. 17. Your elections in the system at that time will be final for Jan. 1, 2024.

Regardless of whether you are adjusting your benefit plan, you must log onto the Phillips 66 Benefits Center website (formerly UPoint) and complete other annual requirements.

Take Action Oct. 27 – Nov. 17

Review

Review the 2024 Benefits Annual Enrollment information to learn about the options available to you and your family.

*To submit a request for a hard copy of the 2024 Benefits Annual Enrollment Guide, please contact HR Connections(limited supply)

Enroll

There are multiple ways to enroll:

New Voluntary Benefits: Accident Insurance, Critical Illness Insurance, Hospital Indemnity Insurance

  • Available for employees who are actively at work and their eligible dependents.
  • Each plan provides cash assistance.
  • More information about the plans at www.metlife.com/phillips66.

REQUIRED: During 2024 Benefits Annual Enrollment —

  • Review your medical, dental and vision coverage. If you don’t make changes, your 2023 elections will carry over to 2024.
  • Be sure to check that the contact information (phone and address) for your beneficiaries is updated on the Phillips 66 Benefits Center website.
  • Complete your tobacco attestation if you currently have or enroll in Supplemental Life Insurance.
  • Enroll in the FSA if you wish to participate in the Health Care FSA and/or Dependent Care FSA.
  • Enroll in enhanced LTD if you want a higher level of coverage than offered under the employer-paid basic LTD coverage.
  • Complete the required evidence of insurability (EOI) if you change from basic LTD to enhanced LTD.
  • Review voluntary benefits if you wish to participate.
    • Enroll in Legal, Accident Insurance, Hospital Indemnity Insurance, and Critical Illness Insurance via the Phillips 66 Benefits Center website.
    • Enroll in Pet and/or Auto & Home insurance here.

2024 Benefits Information

For details regarding 2024 benefits, see the 2024 Benefits Annual Enrollment Guide. For more information about your available coverage, see the links below.

Health and Well-Being

2024 Summary of Benefits and Coverage (SBC)

Your health is important to us. You and your family have access to a health advocate through Aetna or BCBS and services through Included Health for expert medical opinions and advice.

Review

Review the 2024 Benefits Annual Enrollment information to learn about the options available to you and your family.

Enroll

There are multiple ways to enroll:

Coverage through the Exchange

Retirees eligible for the Phillips 66 Retiree Medical Account (RMA) may use their credits to purchase medical, dental, and vision coverage through the following options:

  • Phillips 66 Retiree Medical Plan
  • Continuous COBRA coverage
  • Medicare premiums (Part B and D)
  • The Exchange
  • Coverage obtained outside the plan

You have the option to pay only a portion of your RMA eligible premiums using credits from your RMA. You can choose from 25%, 50%, 75% or 100% reimbursement for your coverage. Your RMA premium payment election will be applied to all RMA-eligible benefits in which you are enrolled. Phillips 66 retirees can access resources to help identify health care exchange options available to them by contacting Health Coverage Resources.

2024 Benefits Information

For details regarding 2024 benefits, see the 2024 Benefits Annual Enrollment Guide for Pre-65 Retirees. For more information about your available coverage, see the links below.

Health and Well-Being

2024 Summary of Benefits and Coverage (SBC)

Your health is important to us. You and your family have access to a health advocate through Aetna or BCBS and services through Included Health for expert medical opinions and advice.

Review

Review the 2024 Benefits Annual Enrollment information to learn about the options available to you and your family.

Enroll

There are multiple ways to enroll:

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) may allow you and/or your dependents to continue medical, dental, vision, and Resources for Living coverage if that coverage is lost due to a “qualifying event,” (for example, you leave the company, you and your spouse divorce or your child reaches the plan’s upper age limit). You pay the full cost for COBRA coverage.

2024 Benefits Information

For details regarding 2024 benefits, see the 2024 Benefits Annual Enrollment Guide for COBRA Participants. For more information about your available coverage, see the links below.

Health and Well-Being

2024 Summary of Benefits and Coverage (SBC)

Your health is important to us. You and your family have access to a health advocate through Aetna or BCBS and services through Included Health for expert medical opinions and advice.

Review

Review the information below to learn about the options available to you and your family.

Enroll

There are multiple ways to enroll:

REQUIRED: Eligible employees may need to complete the following during 2024 Benefits Annual Enrollment:

  • Complete your tobacco attestation if you currently have or enroll in Supplemental Life Insurance.
  • Enroll in the FSA if you wish to participate in the Health Care FSA and/or Dependent Care FSA.
  • Enroll in enhanced LTD if you want a higher level of coverage than offered under the employer-paid basic LTD coverage.
  • Complete the required evidence of insurability (EOI) if you change from basic LTD to enhanced LTD.

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