Phillips 66 Company

COBRA

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) may allow you and/or your dependents to continue medical, dental, vision, Employee Assistance Plan (EAP) and Health Care Flexible Spending Account (HCFSA) coverage if that coverage is lost due to a “qualifying event,” (for example, you leave the company, you and your spouse divorce or your child reaches the plan’s upper age limit). You pay the full cost for COBRA coverage.

Health & Well-Being Tools

The links below will help with reviewing your options:


COBRA Premiums

See the monthly premiums below (effective January 1, 2019 to December 31, 2019) to compare plan pricing:

Employees
Plan Employee Only Employee + Spouse /
Domestic Partner
Employee + Child(ren) Employee + Family
HDHP Option without HSA $443.65 $962.73 $962.73 $1,330.96
PPO Option $738.87 $1,603.35 $1,603.35 $2,216.62
Kaiser HMO California $683.16 $1,441.45 $1,441.45 $1,994.81
Kaiser HMO Washington $707.29 $1,492.38 $1,492.38 $2,065.29
Dental Option $37.54 $75.07 $82.58 $120.11
Basic Vision Option $0.82 $1.47 $1.46 $2.33
Comprehensive Vision Option $10.05 $18.26 $18.19 $29.07
Resources for Living $1.43 $1.43 $1.43 $1.43

Click here for complete COBRA Monthly Premiums.

Get Coverage Details

For more information on benefits coverage that you and/or your dependents may elect under COBRA, see Medical Benefit Options (includes prescription drug and mental health benefits information), Dental OptionVision Option, Flexible Spending Plan, and Resources for Living.


Electing COBRA Coverage

If you or your dependent become eligible for COBRA coverage:

  1. Notify the Benefits Center within 65 days of the qualifying event (the company takes care of this notification if your employment ends) — the COBRA Administrator will send an enrollment packet summarizing your options and costs.
  2. Enroll within 65 days of the qualifying event or the date of the COBRA enrollment notice, if later. You can submit elections:

If you miss either of these deadlines, you can’t elect COBRA coverage.


Telemedicine

Available through your carrier, telemedicine gives you 24/7 access to a national network of U.S. board-certified doctors at a low cost.

Aetna Teladoc

Contacts

HDHP Option

Phone: (855) 835-2362
Website: Teladoc
Guide: Teladoc Guide
Fee: $10 copay, after deductible

PPO Option

Phone: (855) 835-2362
Website: Teladoc
Guide: Teladoc Guide
Fee: $15 copay

BCBS MDLIVE

Contacts

HDHP Option

Phone: (888) 680-8646
Website: MDLIVE
Guide: MDLIVE Guide
Fee: $10 copay, after deductible

PPO Option

Phone: (888) 680-8646
Website: MDLIVE
Guide: MDLIVE Guide
Fee: $15 copay

Minute Clinics

Minute Clinics are walk-in medical clinics staffed by nurse practitioners and physician assistants who specialize in family health care. No appointment is needed. If you’re enrolled in the HDHP option, you pay a $10 copay, after deductible. If you’re enrolled in the PPO option, you pay a $15 copay for services. Locate a Minute Clinic.


Second Opinion & Expert Advice Service

Grand Rounds and Centers of Excellence (COE) provide access to expert medical advice and the best care from leading doctors.

Grand Rounds

Grand Rounds is available at no cost to guide your healthcare decisions. When you need help finding a top-tier doctor or healthcare professional, a second opinion from a world leading expert or if you would like to receive over-the-phone information and support Grand Rounds is here to help.

Through online and mobile app tools, you’ll be able to search for the best network healthcare providers in your area, know whether you can expect a fair price for services and explore different Phillips 66 benefits available to you and when to use them.

Phone: (844) 339-6732
Website: Grand Rounds
Video: Grand Rounds Video

Centers of Excellence (COE)

COEs are facilities that your provider has designated for delivering clinically proven specialty health care and qualify for reduced coinsurance. Details are available on your provider site.

Aetna: Aetna Institutes of Quality®
BCBS: Blue Distinction Center*

*Only BDC+ centers qualify for reduced coinsurance.

US Expatriate Plan
Cost Employee Only Employee + Spouse /
Domestic Partner
Employee + Child(ren) Employee + Family
Employee Cost $552.54 $1,309.10 $1,078.67 $1,819.88

Click here for complete COBRA Monthly Premiums.


Electing COBRA Coverage

If you or your dependent become eligible for COBRA coverage:

  1. Notify the Benefits Center within 65 days of the qualifying event (the company takes care of this notification if your employment ends) — the COBRA Administrator will send an enrollment packet summarizing your options and costs.
  2. Enroll within 65 days of the qualifying event or the date of the COBRA enrollment notice, if later. You can submit elections:

If you miss either of these deadlines, you can’t elect COBRA coverage.

NCNRs Plan After-Tax Benefit
Cost Employee Only Employee + Spouse /
Domestic Partner
Employee + Child(ren) Employee + Family
Employee Cost $804.38 $1,916.61 $1,564.64 $2,646.42

Click here for complete COBRA Monthly Premiums.


Electing COBRA Coverage

If you or your dependent become eligible for COBRA coverage:

  1. Notify the Benefits Center within 65 days of the qualifying event (the company takes care of this notification if your employment ends) — the COBRA Administrator will send an enrollment packet summarizing your options and costs.
  2. Enroll within 65 days of the qualifying event or the date of the COBRA enrollment notice, if later. You can submit elections:

If you miss either of these deadlines, you can’t elect COBRA coverage.

Inpatriate Plan After-Tax Benefit
Cost Employee Only Employee + Spouse /
Domestic Partner
Employee + Child(ren) Employee + Family
Employee Cost $804.38 $1,916.61 $1,564.64 $2,646.42

Click here for complete COBRA Monthly Premiums.


Electing COBRA Coverage

If you or your dependent become eligible for COBRA coverage:

  1. Notify the Benefits Center within 65 days of the qualifying event (the company takes care of this notification if your employment ends) — the COBRA Administrator will send an enrollment packet summarizing your options and costs.
  2. Enroll within 65 days of the qualifying event or the date of the COBRA enrollment notice, if later. You can submit elections:

If you miss either of these deadlines, you can’t elect COBRA coverage.


Important Plan Information

For COBRA details, see “COBRA continuation coverage” in the Other Information chapter of the Health and Well-Being Handbook located on the Summary Plan Descriptions page.

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