To help you think about how your life change will affect you, review the following list.
| Ask Yourself |
Take Action |
| Are you faced with a serious or life-threatening illness? |
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| Will you require surgery or a major medical procedure as a result of your condition? If so, consider consulting Included Health to get access to advice and treatment from top physicians. |
- Contact Included Health for medical referral and expert opinion at:
Phone: (844)-339-6732
Website: Included Health
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| Will you need to take a leave of absence? If your situation requires a prolonged absence from work, you’ll need to understand the impact on your benefits coverage. |
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| Do you understand what income protection is available to you? If you go on a leave or disability, make sure you understand what sources of income you’ll have on hand while you’re recovering. |
- For upcoming webinars about disability benefits, contact HR Connections at (855) 480-6634 or (918) 977-7905 7:00 a.m. – 5:00 p.m. CT, Monday – Friday.
- See Disability.
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| How are you managing your situation? Keep in mind that Resources for Living has information and tools to assist you during this time. |
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| Do you need to increase the amount of your life insurance coverage? If you are facing a serious illness, you may want to re-evaluate your life insurance coverage. |
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| Do you want to access the accelerated benefit option from your life and supplemental life coverage? The plan pays an accelerated benefit if you are terminally ill with a life expectancy of 24 months or less. |
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| Do you have Restricted Stock Unit awards? |
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| Will you need to file a power of attorney with Phillips 66? Phillips 66 will accept a power of attorney (POA) if you need to authorize an agent to make decisions or take an action concerning your benefit transactions. |
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| Will you need to update your beneficiary designation? When serious health events occur, it’s a good idea to ensure your beneficiary designations are current. |
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| Do your financial goals need adjusting due to recent changes? |
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| Access back-up caregiver services – Back-up family care for children and adults is provided by Bright Horizons for employees whose regular caregiver is unavailable. |
- Contact Bright Horizons at (877) 242-2737 to learn more about their resources.
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| Am I feeling anxious about this life change? |
- Daylight is a digital medicine app for managing anxiety available to active employees and dependents age 18+ enrolled in the HDHP or PPO medical plan.
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