See the monthly premiums below (effective January 1, 2025 to December 31, 2025) to compare plan pricing:
Supplemental Life
Your monthly premium for supplemental life is based on your age, tobacco use and how much coverage you elect. It can increase during the year if you get a raise or if
your birthday pushes you into a higher age group. You can enroll, change or cancel coverage at any time. Evidence of Insurability (EOI) may be required if you enroll
more than 30 days after the date you are first eligible or if you increase coverage.
| If your age is ... |
Your premium per $1,000 of coverage is ... |
| |
Tobacco-free user |
Tobacco user |
| Under 30 |
$0.046 |
$0.060 |
| 30-34 |
$0.062 |
$0.103 |
| 35-39 |
$0.070 |
$0.138 |
| 40-44 |
$0.077 |
$0.181 |
| 45-49 |
$0.110 |
$0.281 |
| 50-54 |
$0.166 |
$0.467 |
| 55-59 |
$0.300 |
$0.926 |
| 60-64 |
$0.526 |
$1.368 |
| 65-69 |
$1.031 |
$3.230 |
| 70 & over |
$1.448 |
$4.086 |
Click here for complete Employee Monthly
Premiums.
Spouse Life
Your monthly premium for spouse life is based on your spouse's age and how much coverage you elect. It can increase during the year if your spouse's birthday pushes
them to a higher age group. You can enroll, change or cancel coverage at any time. Evidence of Insurability (EOI) may be required if you enroll more than 30 days after
the date you are first eligible or if you increase coverage.
| If your age is ... |
Your premium per $1,000 of coverage is ... |
| Under 30 |
$0.050 |
| 30-34 |
$0.070 |
| 35-39 |
$0.080 |
| 40-44 |
$0.090 |
| 45-49 |
$0.130 |
| 50-54 |
$0.190 |
| 55-59 |
$0.350 |
| 60-64 |
$0.610 |
| 65-69 |
$1.190 |
| 70 & over |
$1.660 |
Click here for complete Employee Monthly
Premiums.
Child Life
Your monthly premiums for child life coverage are based on the amount of coverage you elect:
| $15,000 of coverage |
$0.75 |
| $20,000 of coverage |
$1.00 |
| $25,000 of coverage |
$1.25 |
Click here for complete Employee Monthly
Premiums.