Phillips 66 Company

Medical Benefit Options

Phillips 66 offers comprehensive medical benefit options providing coverage for preventive care, regular checkups and office visits, mental health and substance abuse, and more. The HDHP and PPO options are offered to eligible employees through either Aetna or Blue Cross Blue Shield (BCBS), based on the employee’s home ZIP code. Both options also include prescription drug benefits administered by CVS Caremark.

The Kaiser HMO option is offered to eligible employees who live within a Kaiser service area in California or Washington. This option includes mental health, substance abuse, and prescription drug benefit coverage administered by Kaiser Permanente.

Health & Well-Being Tools

The links below will help with reviewing your options:


Medical Benefit Option Premiums

See the monthly premiums below (effective January 1, 2019 to December 31, 2019) to compare plan pricing:

Plan Employee Only Employee + Spouse /
Domestic Partner
Employee + Child(ren) Employee + Family
HDHP Option $60.00 $128.00 $128.00 $177.00
PPO Option $144.00 $314.00 $314.00 $434.00
Kaiser HMO Option – California $133.76 $282.19 $282.19 $390.70
Kaiser HMO Option – Washington $138.42 $292.12 $292.12 $404.79

Click here for complete Employee Monthly Premiums.


HDHP Option

With the exception of preventive care, you will generally pay the cost of services and prescription drugs until your deductible is met. After your deductible is met, a coinsurance or copay will apply to covered services and prescription drugs. If you are enrolled in the HDHP option, you may be eligible to contribute to a Health Savings Account (HSA). Your HSA balance will roll over from year to year and your account has several tax advantages. If you elect the HDHP option with HSA, Phillips 66 will also make an annual contribution to your HSA.

Using the Medical Benefit Options

Use the links below to access plan benefits and services.

Aetna

Contacts

Call your Health Advocate to locate network providers, obtain ID cards, access claims information and more.
Phone: (855) 267-4184
Website: Aetna
Aetna Informed Health® Line – 24 Hour Nurseline
Phone: (800) 556-1555

BCBS

Contacts

Call your Health Advocate to locate network providers, obtain ID cards, access claims information and more.
Phone: (855) 594-4233
Website: BCBS
BCBS – 24 Hour Nurseline
Phone: (800) 581-0368

Resources for Living

Phone: (844) 766-7351
Website: Resources for Living
Username: Phillips66
Password: RFL

Mental Health and Substance Abuse

Mental Health and Substance Abuse services are provided by your insurance carrier.

Aetna
Phone: (855) 267-4184
Website: Aetna
BCBS
Phone: (855) 594-4233
Website: BCBS

Medical Carriers by Location

The health plan carrier available to you is based on where you live.

Map of Aetna vs. BCBS

Telemedicine

Available through your carrier, telemedicine gives you 24/7 access to a national network of U.S. board-certified doctors at a low cost.

Aetna Teladoc

Contacts

Phone: (855) 835-2362
Website: Teladoc
Guide: Teladoc Guide
Fee: $10 copay, after deductible

BCBS MDLIVE

Contacts

Phone: (888) 680-8646
Website: MDLIVE
Guide: MDLIVE Guide
Fee: $10 copay, after deductible

Minute Clinics

Minute Clinics are walk-in medical clinics staffed by nurse practitioners and physician assistants who specialize in family health care. No appointment is needed. If you’re enrolled in the HDHP option, you pay a $10 copay, after deductible. If you’re enrolled in the PPO option, you pay a $15 copay for services. Locate a Minute Clinic.


Second Opinion & Expert Advice Service

Grand Rounds and Centers of Excellence (COE) provide access to expert medical advice and the best care from leading doctors.

Grand Rounds

Grand Rounds is available at no cost to guide your healthcare decisions. When you need help finding a top-tier doctor or healthcare professional, a second opinion from a world leading expert or if you would like to receive over-the-phone information and support Grand Rounds is here to help.

Through online and mobile app tools, you’ll be able to search for the best network healthcare providers in your area, know whether you can expect a fair price for services and explore different Phillips 66 benefits available to you and when to use them.

Phone: (844) 339-6732
Website: Grand Rounds
Video: Grand Rounds Video

Centers of Excellence (COE)

COEs are facilities that your provider has designated for delivering clinically proven specialty health care and qualify for reduced coinsurance. Details are available on your provider site.

Aetna: Aetna Institutes of Quality®
BCBS: Blue Distinction Center*

*Only BDC+ centers qualify for reduced coinsurance.

PPO Option

With the exception of preventive care, medical service copays and prescription drug costs, you will generally pay the cost of services until your deductible is met. After your deductible is met, medical service copays and prescription drug costs will remain the same and coinsurance will then apply to most other covered services. If you are enrolled in the PPO option, you will not be eligible to contribute to a Health Savings Account, but you may be eligible to participate in the Health Care Flexible Spending Account (FSA). See Flexible Spending Plan for details on how to participate and additional details.

Using the Medical Benefit Options

Use the links below to access plan benefits and services.

Aetna

Contacts

Call your Health Advocate to locate network providers, obtain ID cards, access claims information and more.
Phone: (855) 267-4184
Website: Aetna
Aetna Informed Health® Line – 24 Hour Nurseline
Phone: (800) 556-1555

BCBS

Contacts

Call your Health Advocate to locate network providers, obtain ID cards, access claims information and more.
Phone: (855) 594-4233
Website: BCBS
BCBS – 24 Hour Nurseline
Phone: (800) 581-0368

Resources for Living

Phone: (844) 766-7351 
Website: Resources for Living
Username: Phillips66
Password: RFL

Mental Health and Substance Abuse

Mental Health and Substance Abuse services are provided by your insurance carrier.

Aetna
Phone: (855) 267-4184
Website: Aetna
BCBS
Phone: (855) 594-4233
Website: BCBS

Medical Carriers by Location

The health plan carrier available to you is based on where you live.

Map of Aetna vs. BCBS

Telemedicine

Available through your carrier, telemedicine gives you 24/7 access to a national network of U.S. board-certified doctors at a low cost.

Aetna Teladoc

Contacts

Phone: (855) 835-2362
Website: Teladoc
Guide: Teladoc Guide
Fee: $15 copay

BCBS MDLIVE

Contacts

Phone: (888) 680-8646
Website: MDLIVE
Guide: MDLIVE Guide
Fee: $15 copay

Minute Clinics

Minute Clinics are walk-in medical clinics staffed by nurse practitioners and physician assistants who specialize in family health care. No appointment is needed. If you’re enrolled in the HDHP option, you pay a $10 copay, after deductible. If you’re enrolled in the PPO option, you pay a $15 copay for services. Locate a Minute Clinic.


Second Opinion & Expert Advice Service

Grand Rounds and Centers of Excellence (COE) provide access to expert medical advice and the best care from leading doctors.

Grand Rounds

Grand Rounds is available at no cost to guide your healthcare decisions. When you need help finding a top-tier doctor or healthcare professional, a second opinion from a world leading expert or if you would like to receive over-the-phone information and support Grand Rounds is here to help.

Through online and mobile app tools, you’ll be able to search for the best network healthcare providers in your area, know whether you can expect a fair price for services and explore different Phillips 66 benefits available to you and when to use them.

Phone: (844) 339-6732
Website: Grand Rounds
Video: Grand Rounds Video

Centers of Excellence (COE)

COEs are facilities that your provider has designated for delivering clinically proven specialty health care and qualify for reduced coinsurance. Details are available on your provider site.

Aetna: Aetna Institutes of Quality®
BCBS: Blue Distinction Center*

*Only BDC+ centers qualify for reduced coinsurance.

Kaiser HMO Options

You may have an HMO option if you live in one of the Kaiser service areas in California or Washington. Kaiser provides medical and prescription drug coverage from doctors and facilities participating in the Kaiser network only. The HMO option does not have a deductible and you will pay a copay or coinsurance for covered services and prescription drug costs, with the exception of preventive care. If you are enrolled in the HMO option, you will not be eligible to contribute to a Health Savings Account, but you may be eligible to participate in the Health Care Flexible Spending Account (FSA). See Flexible Spending Plan for details on how to participate and additional details.

Contacts

Call Member Services to obtain ID cards, access claims information and more.

Kaiser Permanente
Phone: (800) 464-4000
Website: Kaiser Permanente

Resources for Living

Phone: (844) 766-7351 
Website: Resources for Living
Username: Phillips66
Password: RFL

Second Opinion & Expert Advice Service

Grand Rounds provides access to expert medical advice and the best care from leading doctors.

Grand Rounds

Grand Rounds is available at no cost to guide your healthcare decisions. When you need help finding a top-tier doctor or healthcare professional, a second opinion from a world leading expert or if you would like to receive over-the-phone information and support Grand Rounds is here to help.

Through online and mobile app tools, you’ll be able to search for the best network healthcare providers in your area, know whether you can expect a fair price for services and explore different Phillips 66 benefits available to you and when to use them.

Phone: (844) 339-6732
Website: Grand Rounds
Video: Grand Rounds Video

Important Plan Information

Review the materials below to learn more about plan details.

Search