Retiree Medical

PPO Option (For retirees and dependents who are NOT eligible for Medicare)

With the exception of preventive care, medical service copays and prescription drug costs, you will generally pay the cost of services until your deductible is met. After your deductible is met, medical service copays and prescription drug costs will remain the same and coinsurance will then apply to most other covered services. If you are enrolled in the PPO option, you will not be eligible to contribute to a Health Savings Account, but you may be eligible to participate in the Health Care Flexible Spending Account (FSA). See Flexible Spending Plan for details on how to participate and additional details.

Using the Medical Benefit Options

Use the links below to access plan benefits and services.

Medical Carriers by Location

The health plan carrier available to you is based on where you live.

• Map of Aetna vs. BCBS

Electing Retiree Medical Coverage

If you become eligible for Retiree medical coverage, contact:

1. Online: Log on to Phillips 66 Benefits Center
2. Phone: Call the Phillips 66 Benefits Center at (800) 965-4421

For more information regarding enrollment and eligibility contact the Phillips 66 Benefits Center.

Pre-65 Medicare-eligible Options (For retirees and dependents who are under age 65 and eligible for Medicare)

The Medicare-eligible PPO option is identical to the PPO option available to non-Medicare-eligible retirees. No matter which plan you choose, it assumes you’re enrolled in Medicare and doesn’t pay benefits for expenses that are covered by Medicare.

Note: For retirees and dependents who are under age 65 and eligible for Medicare, you CANNOT enroll in the HDHP option. Your ONLY option is the Medicare-eligible PPO option – or if you live in California or Washington within the HMO’s service area, you can enroll in the Kaiser Permanente HMO option by contacting Kaiser directly.

Option Highlights

• Medicare-eligible Retiree PPO option Aetna SBC
• Medicare-eligible Retiree PPO option BCBS SBC

Kaiser HMO Health Plan Details

• Kaiser HMO Northern CA Pre-65 Retiree SBC
• Kaiser HMO Southern CA Pre-65 Retiree SBC
• Kaiser HMO WA Pre-65 Retiree SBC
• Machine Readable File

Medical Carriers by Location

The health plan carrier available to you is based on where you live.

• Map of Aetna vs. BCBS

Electing Retiree Medical Coverage

If you become eligible for Retiree medical coverage, contact:

1. Online: Log on to Phillips 66 Benefits Center
2. Phone: Call the Phillips 66 Benefits Center at (800) 965-4421

For more information regarding enrollment and eligibility contact the Phillips 66 Benefits Center.

Post-65 Medicare-eligible Options (For retirees and dependents who are age 65 or over and ARE eligible for Medicare)

If you are over age 65 and eligible for Medicare, you can learn more about the coverage options available to you by contacting the Phillips 66 Benefits Center at (800) 965-4421 or Alight Retiree Health Solutions directly at: (844) 335-9044, Health Coverage Resources.

Note: If you’re age 65 or over and NOT eligible for Medicare, you may continue coverage in the HDHP option or PPO option as outlined above.

Electing Retiree Medical Coverage

If you become eligible for Retiree medical coverage, contact:

1. Online: Log on to Phillips 66 Benefits Center
2. Phone: Call the Phillips 66 Benefits Center at (800) 965-4421

For more information regarding enrollment and eligibility contact the Phillips 66 Benefits Center.